Experience effortless bill management and secure payment transactions all within our user-friendly app.
Simplify your bill payments in 4 easy steps:
- Capture a photo, screenshot, or upload a file of your bill.
- Select the desired payment amount for your biller.
- Rest easy as we promptly pay the bill in full on your behalf!
Maximize your savings on bills with our comprehensive services:
- Obtain the same quality services for internet, phone, TV, and more at a reduced cost.
- Let our team of skilled account experts skillfully negotiate with your biller.
- If we're unable to save you money, there will be no cost to you.
Demonstrate your credit reliability through any bill payment:
- Break away from the norm – most bill payments go unnoticed, but not anymore.
- Continue making bill payments as you usually would using the Deferit app.
- Rest assured as we report your payment to the three major credit bureaus.
- Building a solid credit history can lead to better loan rates and more advantages.
Start the journey today and become part of our growing community consisting of over 500,000 satisfied customers who have empowered themselves with Deferit's innovative bill management solution.
Overview
Deferit: Pay bills in 4 is a Freeware software in the category Business developed by deferit Pty Ltd.
The latest version of Deferit: Pay bills in 4 is 2.0.76, released on 07/03/2024. It was initially added to our database on 09/25/2023.
Deferit: Pay bills in 4 runs on the following operating systems: Android/iOS.
Users of Deferit: Pay bills in 4 gave it a rating of 5 out of 5 stars.
Pros
- Great way to split and defer bill payments over 4 installments
- Helps with budgeting and cash flow management
- No interest or fees for using the service
- Can be used for a wide range of bills including utilities, phone bills, insurance, etc.
Cons
- Not all bills may be eligible for deferment
- May not be suitable for urgent or time-sensitive bill payments
- Requires linking to bank account for payments
FAQ
What is Deferit?
Deferit is a service offered by Deferit Pty Ltd that allows users to pay their bills in 4 equal installments.
How does Deferit work?
Deferit works by spreading the cost of your bills into 4 equal payments. Users upload their bills, select the ones they want to defer, and pay in installments with no interest.
Is there interest charged for using Deferit?
No, Deferit does not charge any interest on the installment payments. Users pay only the amount of the bill spread across 4 installments.
Are there any fees associated with using Deferit?
Deferit charges a small fixed fee for each bill deferred. This fee is disclosed upfront before users confirm the deferral.
What types of bills can be paid using Deferit?
Deferit can be used to pay various types of bills such as utilities, phone bills, insurance, memberships, and more. Users can check with Deferit for specific bill types.
Is Deferit available for all consumers?
Deferit is available for Australian residents with an Australian bank account and valid ID. Users need to pass a credit check to use the service.
Can multiple bills be deferred at once with Deferit?
Yes, users can defer multiple bills at once using Deferit. Each bill will be split into 4 equal installments for payment.
What happens if a payment is missed with Deferit?
If a payment is missed, Deferit will attempt to reprocess the payment. If unsuccessful, late fees may apply, and future deferral requests may be impacted.
Can users cancel a bill deferral with Deferit?
Yes, users can cancel a bill deferral at any time before the first payment is due. After the first payment, cancellations may incur fees.
Is there a limit to the amount that can be deferred with Deferit?
Deferit sets individual limits based on user information and bill amounts. Users can check their available limit on their account dashboard.
Screenshots (Click to view larger)
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